Non Collateral Loan

 

S.No. Loan Purpose

Max. Amount (In NRs)

Max payment
 Period

Interest 

Rate

Service Charge
1 General Loan 1.Agriculture,          2.Business,  3. House construction, reconstruction and maintenance, 4.Animal husbandry, 5.Alternative Energy, 6. Education. 5,00,000/- 60 Months   (5 Years) 15% 1.50%
2 Seasonal Loan 1.Agriculture,                  2.Trade and business 50,000/- 24 Months   (2 Years) 15% 1.50%
3 Social Loan 1.Drug treatment,            2.Social or other much needed emergency work 20,000/- 12 Months   (1 Years) 15% Null
4 Foreign Employment Loan 1.Foreign employment 3,00,000/- 24 Months   (2 Years) 15% 1.50%
5 Shrijanshil Loan Discipline Member 5,00,000/- 60 Months   (5 Years) 15% 1.50%
6 Covid Subsidy Loan Member Affected by Covid 1,00,000/- 48 Months 13% 1.50%

Collateral Loan


S.No. Loan Purpose

Max. Amount

(In NRs)

Max Payment Period Interest Rate Service Charge
1 Micro-Enterprise Loan Micro Enterprise
(Agriculture, Business and Trade)
7,00,000/- 120 Months (10 Years) 15% 1.50%
2 Educational Loan Higher Level Education,
Foreign Education
 7,00,000/-  120 Months   (10 Years) 15% 1.50%
3 Home Loan Home Construction, Purchase,
Reconstruction and Maintenance
 7,00,000/-  180 Months (15 Years) 15% 1.50%